We plan and customize your portfolio in various asset classes considering your risk appetite and investment horizon for sustained financial growth. We ensure that not only do we help you build wealth for you and your business for present needs, but also ensure that your wealth is invested prudently for the future - to meet any eventuality with confidence.
Streamlined Investment Processes ▶
At P H Financial Group we follow a systematic investment process which involves understanding the client, asset allocation and risk profiling, strategy and creation of a portfolio, and evaluation of portfolio performance.
All Financial Solutions Under One Roof ▶
No matter the investment objective - growth, regular income, or capital preservation we offer customized solutions tailor-made to suit the asset allocation pattern and risk appetite of our clients. For growth, we offer products such as equities, ETF, PMS, etc. For regular income, we offer bonds, FDs, Inter Corporate Deposits, REITs, INVITs, etc. For capital preservation, we offer products like insurance, sovereign gold bonds, estate planning, etc.
In-Dept Market Research That Allows Us To Spot The Best Upcoming Opportunities And Offer Clients Risk-Adjusted Returns As Per Their Profile ▶
A comprehensive understanding of both debt and equity markets backed by detailed research and our constant interactions with fund managers, heads of treasury, and industry experts enables us to spot interesting trends, make better choices, and therefore react better to market situations.
No matter the investment objective, P H Financial GROUP has the perfect investment solutions for you and your company.
Mutual Funds ▶
Many Business Owners park their surplus funds in debt, equity, hybrid schemes considering their investment objectives, risk appetite, and time horizon. In case of debt schemes, we undertake rigorous research by understanding the fund management style, analyzing the portfolio for its credit quality, duration risk, interest rate risk. In case of equity schemes, we analyze the investment philosophy, portfolio model & process of fund houses which enables us to select the right funds to help Family Business Owners achieve their investment goals.
Not many asset classes generate returns like equities, neither do most of them carry the inherent risk that goes with investing in stocks. Our deep analysis and long-term track record allow us to delve into stocks – not only from a quantitative aspect but also a qualitative one, which helps us give you the right picture about any stock. We suggest equities for investments to beat inflation and for better long-term returns by covering under-researched ideas and identifying potential multi-baggers.
Talk to us as we can help you navigate this risk-return conundrum with ease.
An Inter-Corporate Deposit (ICD) is an unsecured borrowing by corporates and FIs from other corporate entities. The corporate having surplus funds usually lends to another corporate that requires funds. The tenure of such deposits ranges from 7 days to 365 days. They offer higher interest rates and are suitable for investors with a higher risk appetite. Parentage, rating, debt profile, business model, etc are certain factors to be considered while investing in ICDs.
A bond is a fixed income instrument which provides regular income to an investor. Bonds are used by companies, municipalities, states, and central governments to finance projects and operations. Investing in the right bonds with the right duration and prudent credit risk needs skill, expertise, and a track record of getting it right. We offer bonds of PSU companies, highly rated corporate bonds, tax-free bonds, perpetual bonds, RBI bonds and 54 EC bonds both in primary and secondary markets. Get in touch with us to know which bonds for what period and at what coupon is ideal for your investment needs.
Corporate FDs are Fixed Deposits which are issued by corporates, wherein they offer higher returns as compared to traditional bank FDs along with stable, regular, and consistent income, however one has to be careful before investing in a Corporate FD as one has to look for not only the credit rating but also look at Repayment History and several other factors. Our detailed research makes it easier for our clients to pick the best Company FD that is highly rated by prominent credit rating agencies ensuring safety and promising rates.
Gold is considered as one of the key asset class for wealth preservation as it does not deteriorate with time, protects against inflation risks, has high liquidity in the market, and can be easily passed on to the next generation.
Investment in gold can be made in the following forms through us: Gold ETF's (Exchanged Traded Funds) & SGB's (Sovereign Gold Bonds)
Real estate is an imperishable asset, ever-increasing in value, is the most solid security that human ingenuity has devised. We provide the following real estate investment opportunities that provide high returns, great value at least risk: residential properties, commercial properties, preleased properties, industrial and land properties along with investments in publicly traded real estate investment trusts (REITs)
Structured products are financial products whose performance or value is linked to that of an underlying asset, product, or index. These may include market indices, individual or baskets of stocks, bonds and commodities, currencies, interest rates, or a mix of these and are designed to facilitate highly customized risk-return objectives. Some of the structured products that are offered include loans against shares (LAS), loans against property ( LAP), AIF, PMS, Market-Llinked Debentures(MLD).
Buying insurance is important as it ensures that you are financially secure to face any type of unforeseen event with confidence. Insurance forms a very important part of financial planning. If you need insurance for members of your family, employees of your business, or for the fixed assets of your business – the P H Group has the perfect solution for you. Introducing life and general insurance – with a plethora of issuers and plans to choose from, we will help you evaluate and invest in the plan that is best for you.
The primary purpose of an estate plan is to help you examine your financial needs and assets to ensure the continuity of the family business in the best possible way. Therefore, while drafting and executing a will, it is extremely important to have the right provisions and ensure that the family is well provided for and the wealth is invested right, such that the next generation can benefit from it. Thus, from drafting to execution & management of money – P H Group provides it all – under one roof as we consult with requisite professionals to ensure that we have the perfect plan customized to exactly what you want.